“THE ROLE OF PRADHAN MANTRI JAN-DHAN YOJANA (PMJDY) IN ADVANCING FINANCIAL INCLUSION IN INDIA: PROGRESS, IMPACT AND CHALLENGES ”, Bulletin, vol. 33, no. 1, pp. 136–143, Sep. 2026, Accessed: Oct. 05, 2026. [Online]. Available: https://bulletin-ces.cz/index.php/bulletin/article/view/26